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FDIC Coverage insures all TD Bank's deposit accounts, including checking, savings, money market accounts and CDs, up to the FDIC Insurance Limit. As a Federal Deposit Insurance Corporation (FDIC) insured institution, deposits at Ridgewood Savings Bank receive FDIC coverage of up to $, per. ​As a customer of Thomaston Savings Bank, you can bank with confidence knowing your deposit accounts are insured by the Federal Deposit Insurance.